Black & Gold Blog

Are Cash Back Credit Cards Worth It?

Cash back cards can help simplify your finances, earn you funds for spending, and allow you to take advantage of extra perks that debit cards don’t offer. But cash back credit cards have both benefits and drawbacks. Depending on your spending habits, another type of card may offer better rewards for your situation or save you more money. Here are some pros and cons to cash back credit cards.

Jul

Providing Innovative Solutions for Members Resulted in The Lab at MSUFCU

With more MSUFCU members interacting with the Credit Union digitally, we’ve created additional ways to connect beyond the mobile app through The Lab at MSUFCU. Established in 2020, The Lab team identifies, creates, and executes opportunities for innovation at the Credit Union. By devoting resources to cultivate an entrepreneurial mindset, collaborative ideas are generated for pilot programs and eventually introduced as new products and services for members and employees.

Jul

Fraud Prevention Series: 5 Tips to Avoiding Online Shopping Fraud

Online shopping is fun, but does not always go as planned. In 2020, the Federal Bureau of Investigation’s (FBI’s) Internet Crime Complaint Center received 791,790 complaints from the American public including reported losses of more than $4.1 billion, according to its annual report. This was a 69% increase in the number of complaints over 2019. Here are five ways to protect yourself from online shopping fraud.

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About OU Credit Union

Hi! We're Oakland University Credit Union. Founded in 1937, we've grown to become the largest university-based credit union in the world. Every post is written by employee experts who want to help you achieve your financial dreams. Our mission is to provide superior service while assisting members and employees to achieve financial security, their goals, and ultimately, their dreams.

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