OUCU Alert
Call Center Hours: M-F, 7a - 9p and Sat., 9a - 3p (800-678-4968)
Live Chat Hours: M-F, 8a - 7p and Sat., 9a - 3p
Branch Hours: Click for modified hours and access information.
Member & Business Loan Assistance: Click for information about assistance options.
Maintenance: Due to scheduled maintenance ComputerLine, the mobile app, MoneyLine, and eAlerts may be unavailable on Sunday, April 5, from 5a to 7a. We apologize for this inconvenience.

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Routing Number: 272479663 Swift Code: MSUCUS44
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Coronavirus (COVID-19)
Member Information


OU Credit Union's top priority is the safety of our members and employees. The Credit Union is considered an essential business for the community and will remain open during the Stay at Home Order in Michigan.

Our Live Chat, Call Center, and Drives Service teams are experiencing an increased number of requests, due to this members may experience longer wait times.

To assist you in getting the answers you may be looking for we have included account access information, branch updates, and member support options below. We are committed to providing our members with the service and support they need during this time, while keeping your funds and information safe and protected.


Call Center Hours: Call us at 800-678-4968 Monday - Friday, 7:00 a.m. - 9:00 p.m. and Saturday, 9:00 a.m. - 3:00 p.m.
Live Chat Hours: Monday - Friday, 8:00 a.m. - 7:00 p.m. and Saturday, 9:00 a.m - 3:00 p.m.
Branch Services: Click here to see the most up-to-date branch service options and hours. For the health and safety of our members and employees our branch lobbies are currently closed. If you have a transaction that is critical and requires in-person assistance, please call 800-678-4968 ext.3322 to make an appointment.

Please note, due to an increased volume of requests, wait times may be longer than usual.


We are committed to assisting members and businesses during this challenging time and offering support options that fit your needs. Consumer loan assistance, mortgage and home equity loan options, and business loan assistance are available at this time. Click here to learn more about consumer and business loan options.

We are here to support our members and businesses, please contact the Credit Union to review options that will best suit your needs. Apply for a loan online by accessing your account through ComputerLine and selecting "Apply for a Loan" from the top navigation. Not a member? Apply online today to get the assistance you need.


ComputerLine and Mobile App - Access your account 24/7 through the OU Credit Union Mobile app and ComputerLine. Account management within the app and ComputerLine includes transfers, eDeposits for checks, applying for a loan, opening a new account, Bill Pay and more.

Please note, transfers are subject to Regulation D which limits electronic transfers to six (6) per month from a savings share. Please be mindful of this regulation.

Download the MSUFCU Mobile App today: Apple App Store or Google Play

Live Chat and Call Center - Our Live Chat and Call Center representatives are available to serve members at this time. Find hours and access to these services here. Please note, our Live Chat and Call Center teams are experiencing a higher than normal volume of requests, wait times may be longer than usual.

eMessages - Our secure message center, eMessages, found in ComputerLine and the MSUFCU Mobile app are a great way to get in touch with our team for non-urgent matters and questions.

ATMs - ATMs will continue to function without interruption and are not subject to Regulation D. Please be aware that some ATMs on campus may not be accessible at this time.

Card Use - Using your OU Credit Union Visa credit or debit card at this time allows you to make necessary purchases from home. Fraud protection is in place and if something should happen to your card, a replacement can be sent to you. There is no replacement for lost or stolen cash.

View additional remote account access information and options here.


Uninterrupted Safety and Security - All security measures in place will continue without interruption, including fraud protection. OU Credit Union is a federally insured financial institution through the National Credit Union Administration (NCUA) and your money is safe.

Monitoring and Adapting - Our team is closely monitoring the situation and has an agile response plan in place. In addition, review and execution of existing preparedness and business continuity plans have occurred. We are monitoring the information provided by the Center for Disease Control and Prevention (CDC) and local authorities. Employees have been encouraged to familiarize themselves with the information and follow CDC directives, when applicable.

Increased Cleaning and Sanitizing - We have distributed additional hand sanitizer and personal protective equipment throughout the organization and have put additional cleaning rotations in place.

Employee Support - OU Credit Union has redistributed our employees and adopted further remote working capabilities. We have reduced in-office operations with over 80% of our workforce at home, we will continue to do so, all while ensuring that we are able to provide access and assistance to our membership. We have encouraged our employees to continue to monitor their health and have created direct communication channels for sharing any issues or potential exposure concerns. We are committed to supporting our employees during this time and are working to ensure processes are in place to continue to do so.


Center for Disease Control and Prevention
World Health Organization