Oakland University Credit Union

Commercial Real Estate Loan

Our Commercial Real Estate Loan is designed to help you purchase new commercial property, renovate income-producing properties, or refinance real estate.

• Low rates
• Flexible terms
• Commercial, industrial, retail, office, or income properties
• Projects up to $30,000,000

Apply for your Commercial Real Estate Loan by clicking the Apply Now button to download our Business Loan Application.

Questions? Contact our Commercial Team directly by phone at 517-333-2424 ext. 2365.

Download Business Loan Application

+ —

What type of real estate do you finance?

MSUFCU finances many types of commercial and residential real estate, both investment and owner occupied.

Residential 1-4 Investment properties can be mortgaged under an individual name through our Residential Mortgage team. Deeding the property to an asset holding company (LLC) can be accomplished post-closing.

+ —

Do you finance Construction of Commercial Real Estate?

Yes - MSUFCU is excited to assist with the development of the communities we serve, and building or renovating spaces for businesses to provide value to the community is part of our mission.

+ —

What will my downpayment be?

Down payment will depend on type of property being financed, up to 80% of the lesser of cost or value of the property.

+ —

Do you offer preapprovals on a business loan?

We do not offer pre-approvals on certain business loans, including real estate. If requested, a term sheet can offer you the terms, rates, and conditions of a loan based on your specific request. These terms are subject to change and are not guaranteed, most often conditional on underwriting.

+ —

Can I apply online for a business loan?

Existing business members with an active account in good standing can apply online via ComputerLine. Login to your account, and select "Apply for a Loan" icon in the top menu.

Non-Members are invited to apply for a business account if they would like to apply for a loan online, however, providing a business account application and business loan application at once will allow a lender to begin that process sooner.

+ —

Once a loan is approved, how long does it take to receive funds?

This varies depending on many conditions of the loan.

View All FAQs

Business Account Terms and Conditions

Business Account Schedule of Service Charges

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet