Oakland University Credit Union

Personal Loans

From weddings to new computers and unexpected expenses, OU Credit Union has personal loans to helps you pay for just about anything! Skip the fees, fixed rates, design your loan terms around your needs, and save money in the process.

Ready to apply?
Applications can be reviewed in as little as 20 minutes when applying by:

• Phone
• Visiting one of our branch locations

Alternatively, you may also apply online by logging into your account via ComputerLine and selecting "Apply for a Loan". We review these applications in the order they are received, typically within 1-2 business days.

Skip the
Fees

Flexible
Loan Terms

Get Started in Minutes,
Get Your Funds Fast

Signature Loan

From weddings to new computers and unexpected expenses, OU Credit Union Signature Loan helps you pay for just about anything and offers a great, low rate.

Relocation Loan

Our Relocation Loan is available to help make your move less stressful. Hire movers, purchase a new wardrobe, put a down payment on an apartment, or anything else you may need.

Instant Cash Line-of-Credit

Bounce-proof your checking account with your Instant Cash Line-of-Credit. If your checking account balance falls negative, funds will be advanced from your line of credit (in $100 increments).

Debt Consolidation Loan

Reduce your stress and pay off your high-rate loans from other institutions with OU Credit Union Debt Consolidation Loan.

Flex Loan

OU Credit Union Flex Loan is a short-term alternative to a payday loan that can provide the funds you need. Set up automatic payments from your checking account to ensure timely payments to your Flex Loan.

1040EZ Loan

Cover expenses every day expenses with our 1040EZ Loan from OU Credit Union. Featuring a great low rate, it can help you cover anything from unexpected bills and more.

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.