OU Credit Union will originate a mortgage loan for single and multi-family properties, including owner occupied primary residences and second residences (vacation home), and non-owner occupied investment property in Michigan, Illinois, Alabama Arizona, Colorado, Florida, Georgia, Indiana, Kentucky, Minnesota, Missouri, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Virginia, Washington, and Wisconsin. Property options include site built homes, condominiums, and manufactured homes. Construction loans for owner-occupied primary residences and second residences are available in Michigan and Illinois. OU Credit Union also offers Vacant Land Loans for property in Michigan.