Once roundups reach at least $5, a transfer will be made from your funding account to your Changed savings account. A notification will be sent to let you know that the transfer has been initiated. When your Changed savings account balance reaches a minimum of $50, a payment will be made to your student loan of choice. You can increase this threshold from $50 to $100 in your Savings Preferences. It typically takes between 2-3 business days for a transaction to fully process.