OUCU Alert
Call Center Hours: M-F, 7a - 9p and Sat., 9a - 3p (800-678-4968)
Live Chat Hours: M-F, 8a - 7p and Sat., 9a - 3p
Branch Hours: Click to see updated branch hours and open locations.
Member & Business Loan Assistance: Click for information about assistance options.

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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Coronavirus (COVID-19)
Member Information

If you or your business have been impacted by Coronavirus (COVID-19) and need our support, we're here to help.
Consumer Loan Assistance
For assistance, please call: 800-678-4968

1. Three-months of Deferred Loan Payments
To help alleviate financial stress for our members with existing loans, we are offering up to three months of deferred payments on all consumer loans. Eligible consumer loans include auto, RV/boat, trailer, motorcycle, motorsport, signature/personal, Visa, and indirect loans including Michigan Saves loans. If you choose to defer your payment, you will not need to make a principal or interest payment for up to three months. Interest will continue to accrue, and the original loan termination date will be moved out three months. Leases are not eligible for deferred payments.1

2. No Fee Loan Skip-a-Payment
We are waiving the Skip-a-Pay fee for all eligible loans.2

3. Member Assistance Loan
We are offering a personal loan up to $10,000 with a fixed rate of 3.90% APR.3 Loan term up to 60 months, with the first payment not due for three months.4 Click here to learn more or apply.
Mortgage/Home Equity Loans
For Mortgage/Home equity assistance, please call: 800-678-4968 ext. 2473

Three-months Deferred Payments
Members may qualify for up to three months of deferred payments. If you choose to defer your payment, you will have the option to defer principal, interest, and/or escrow (taxes and insurance) payments for up to three months.5

Business Loan Assistance
Business lending assistance, please call: 800-678-4968 ext. 4848

1. Three Months of Deferred Payments on Business Loans
Business members may qualify for three months of deferred payments. If you choose to defer your payments, you will not need to make principal or interest payments for up to three months.6

2. Business Member Assistance Term Loan
We are offering business members a term loan up to $25,000 with a fixed rate of 5.00% APR. Loan term up to 60 months, with the first payment not due for three months. This loan is subject to credit approval.7

3. Small Business Administration (SBA) Loans
As an approved SBA Lender, existing MSUFCU members may qualify for the Paycheck Protection Program (PPP). Additional information about PPP and other SBA Coronavirus (COVID-19) resources is available on the SBA's website

Disclosures
1Interest will continue to accrue, and the original loan termination date will be moved out three months. Deferring payments will increase the total interest you will pay on your loan.

2Loans eligible for Skip-a-Pay include auto, RV/boat, trailer, motorcycle, motorsport, signature/personal, Visa, and indirect loans including Michigan Saves loans. Leases, mortgages, home equity, and business loans are not eligible for Skip-a-Pay.

3$10,000 maximum loan amount. Fixed rate of 3.90% APR on approved loans. Monthly payment of $350.39 on $10,000 loan at 3.90% APR for 30-month term. Subject to credit approval. Limited-time offer.

4Interest will accrue, and the first payment will be due at the beginning of the fourth month.

5Interest will continue to accrue and the deferred payments will increase the total interest you will pay. Deferring escrow amounts will result in an escrow shortage/deficiency which will increase future escrow amounts. All unpaid principal and interest will be due based on the maturity date of your loan including any applicable loan modifications.

6Interest will continue to accrue and deferred payments will increase the total interest you will pay. Based on your specific loan, loan payments may be moved out three months, your remaining payments amounts may increase, or your deferred payments including interest will be due at the current maturity date. All unpaid principal and interest will be due based on the maturity date of your loan including any applicable loan modifications.