Do you know if your credit card rewards are working in your favor? Are interest and other fees outweighing your card's rewards?

MSUFCU has partnered with Nickels to bring you CardCheck, a tool that gives you a clear picture of whether your credit card is helping or hurting you financially. CardCheck uses your purchase and payment history to make sure your rewards are worth the interest you're charged if you don't pay your balance in full every month.

Be sure your credit card is working to your advantage in just a few steps.

1. Select your credit card provider.
2. Select what credit card you use.
3. Input how much you spend and payoff monthly.
4. Input what your APR is.
5. Get your estimated report of what your card costs.
6. Link your card and get a more detailed report based on your real card use.