MOBILE APPLICATION PRIVACY POLICY ("DISCLOSURE")

The Oakland University Credit Union mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience, as well as improving our services and providing additional security to protect your account.

Prior to using this mobile application, it is important for you to understand the following:

• Before granting access to some information mentioned above, you will be prompted to give the application that permission.
• If you do not wish to grant that permission, you may decline.
• If you later change your mind, those permissions can be updated in your device's settings.

To protect certain information from unauthorized access and use, we use security measures that comply with federal law applicable to federal credit unions. We also use other procedures that include, but are not limited to, computer safeguards and secured files and buildings. Application information retained by us is retained in accordance with applicable state or federal record retention laws.

We may share Personal Information you provide or information that is generated by your use of the mobile application with affiliates and third parties in accordance with the practices set forth in our Privacy Notice. Personal Information may include your name, account number, home or other physical address, Social Security Number, the contents of your communications with us, telephone number, and email address. We may use or share information to enhance your experience on our sites, to help deliver our ads on your web browser, and to measure advertising campaign effectiveness. We may also share your information as required to meet legal and regulatory obligations.

Please contact us with questions you may have regarding specific information storage timeframes and if you may be able to delete information we store.

• Call 248-364-4708 or 800-766-6828 -- A member service representative will assist you.
• Visit us online at www.oucreditunion.org, log in to your account via ComputerLine®, select the "Messages" option at the top of your screen and leave a secure message.

Oakland University Credit Union is a trade name of Michigan State University Federal Credit Union.

If you do not agree with the terms of this Disclosure, please do not access the application.

We reserve the right to make changes to this Disclosure at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date.

Last Updated: 10/2024