Oakland University Credit Union

Holiday Loan

Cover everyday expenses with our Holiday Loan. Featuring a great low rate, our Holiday Loan can help you cover anything from holiday shopping to new tires.

• Rates as low as 11.99% APR
• No application fees or prepayment penalties
• 18 months to repay

To apply online, select the Add to Wallet button below, in the OU Credit Union Mobile app, by phone or at a branch. If you have questions, please contact us over the phone at 517-333-2424 or visit any OU Credit Union branch location.

Add to Wallet

APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 5.90% APR for a term of 18 months would require 18 monthly payments of $58.19 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at all OU Credit Union full-service locations.

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet