OUCU Alert
All branches will be closed Wednesday, December 25, in observance of the federal holiday.
Open Your Wallet
Routing Number: 272479663
Swift Code: MSUCUS44
 
Open Your Wallet
×

Your Wallet

It looks like your wallet is currently empty.
You may be interested in...

Totally Gold Checking
Totally Gold Checking
SmartLine Home Equity Loan
SmartLine Home Equity Loan
Icon ImageIcon Image

Security News

Scams Involving Gift Cards
In many gift card scams, the victim is contacted by phone, email, or social media by someone claiming to be a trusted authority--such as a family member, government official, or company representative. The scammer may say they need the gift cards for various reasons: urgent legal issues, tax problems, or even to "help a loved one." They pressure the victim into buying gift cards quickly and sharing the codes over the phone or by email.

Common Red Flags

1. Urgency: The scammer may create a sense of urgency, claiming that immediate action is needed to avoid serious consequences.
2. Unusual Requests: If someone you know asks for gift cards in an odd situation, it's a red flag. Always verify before taking action.
3. Gift Cards as Payment: Legitimate businesses or government agencies never ask for payment via gift cards. If someone does, it's likely a scam.

How to Protect Yourself

• Always Verify: If you receive a suspicious request for gift cards, contact the person directly through trusted channels to confirm their identity.
• Know the Limits: Be aware that gift card purchases are often irreversible. If you've been scammed, it's challenging to get your money back.
• Report Scams: If you suspect a scam, report it to the authorities or the retailer where the gift card was purchased.

Back to All Articles

Go back to read all of the security news articles to keep up to date on the latest tips, tools, and information to help keep your information safe.