Oakland University Credit Union

Signature Loan

From weddings to new computers and unexpected expenses, OU Credit Union Signature Loan helps you pay for just about anything and offers a great, low rate.

• Rates as low as 11.99% APR
• No application fees or prepayment penalties
• Fixed rate for the life of your loan
• Pay only what you owe for as long as you borrow

To apply online, click the Add to Wallet button below, in the OU Credit Union Mobile app, by phone or at a branch. If you have questions, contact the Lending Department directly at 517-333-2424 option 1.

Add to Wallet

APR is annual percentage rate and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 11.99% APR for a term of 18 months would require 18 monthly payments of $60.98 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Schedule of Service Charges

Privacy Notice

DocuSign Disclosure

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at all OU Credit Union full-service locations.

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet