The Tandem app is free to download. MSUFCU members can enjoy three (3) months of their premium subscription for FREE. After the first three month, Tandem premium subscription costs $8/month.

Tandem is the first app to offer true real-time transaction data for all Visa cards, which is available through their Premium subscription. When you make a purchase at Whole Foods, Doordash, or any other business, it will instantly appear in Tandem, ready to be split.

It takes 2-3 minutes to get completely setup and start splitting, all you need if your bank username and password. Tandem does not need your bank account and routing number.

However you like to split your expenses, you can customize Tandem to do the math for you whether its 50/50, 75/25, etc. Tandem will securely import your credit and debit card transactions so all you have to do is swipe to split.

Relationships are built on trust, and so is Tandem. Connecting your data is safe and private with best-in-class encryption protocols. Additionally, bank credentials are never shared with Tandem, which means your financial information belongs to you and you control how it's used.

Plus, your partner will only see what you share with them.