Oakland University Credit Union

Secure Your Legacy and Family's Future

In our efforts to grow and provide more valuable services to our members, we've partnered with Trust & Will to offer our members 10% off estate planning services.

Trust & Will is the leading online estate planning platform in the US whose mission is to help families secure their legacies. Their easy-to-use platform enables you to create a will or trust online from the comfort of your home. It's fast, easy, and most importantly will give you peace of mind knowing your family's future is secured.

Benefits of having an estate plan:
• Nominate guardians for your minor children and pets
• Select beneficiaries to receive specific assets
• Complete your healthcare documents - including selecting a power of attorney
• Specify your final arrangement wishes
• Avoid probate (with a Trust-Based Estate Plan)
• Give your family the peace of mind knowing you have a plan in place

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Disclaimer

Acknowledgements Upon Use of the Trust & Will App. By clicking the box below, you acknowledge that you individually and on behalf of your heirs and/or beneficiaries (hereinafter individually and collectively, "You" or "Your") will be accessing and/or using services of Trust & Will and Huge Legal Technology Company Inc. (the owner and operator of www.trustandwill.com) and/or of their affiliates, agents, and/or third-party contractors (collectively, "Trust and Will"). You further acknowledge that such services include the Trust & Will site and all related services, self-help documents, forms, and templates provided by Trust and Will, which include, but are not limited to, on-line tools and materials to assist You with the preparation, execution and storage of Your estate planning or other legal documents ("Trust and Will Services"). You acknowledge that you are at least 18 years of age and your use of any Trust and Will Service is done at Your own risk. You further acknowledge that MSUFCU does not recommend or endorse Your use of or reliance upon any Trust and Will Services), and You understand and agree that any decision to use, access, or rely upon any Trust and Will Service(s) is solely Your independent decision. You acknowledge that MSUFCU is not your legal representative and cannot offer legal advice to You. You further acknowledge that by making the Trust & Will app available to You, MSUFCU is not offering You legal advice.

Disclaimer of Liability. You hereby release and discharge Michigan State University Federal Credit Union and its respective directors, officers, agents, and employees ("MSUFCU") from any and all liability, suits, claims, judgments, administrative actions, damages, causes of action and/or any demands arising out of or related to Your use of Trust and Will Services, and You hereby disclaim all rights and any causes of action that You may have against MSUFCU for any direct, indirect, consequential, special, or exemplary damages, or any other losses, costs, or expenses, arising out of or related to Your use or Your reliance upon such Trust and Will Service(s).

By clicking on the box below, You agree to the above stated Disclaimer of Liability and Acknowledgements:I agree

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Step 1 - Select
your plan

Select and customize your estate plan by answering simple questions

Step 2 - Download
your documents

Instantly download and request a complimentary shipment of your documents

Step 3 - Sign
and notarize

Make your documents legally binding with your signature and a notary

Step 4 - Claim
your discount

Take advantage of the 10% exclusive member discount when you checkout

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What's the difference between a trust and a will?

Wills and trusts have a lot of overlap, but also a lot of differences.

Wills are simpler documents that let you name guardians for kids and pets, designate where assets go, and specify final arrangements. The simplicity of a will does come with some drawbacks: a will offers more limited control over the distribution of assets and often has to go through a probate process after death.

Like a will, a trust also controls the disposition of assets but provides greater control over when and how your assets are distributed. Trusts only apply to assets held in the Trust, so you will need to transfer assets to the trust. This makes a trust a little more complex to set up, but it brings a major benefit. Trusts are also often used to minimize or avoid probate entirely, which can be a huge draw for many and justifies the additional work upfront needed to create a Trust.

Both are ways to say who will receive your assets - Each has different ways of distributing those assets, as well as different advantages and disadvantages.

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How long will creating a trust and will take?

Most people complete a will in 15 minutes, and a trust in about 20 minutes. All of your answers are saved as you go, so feel free to pause and come back to pick up where you left off at any time!

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How much will a trust or will plan cost?

A trust plan starts at $599 and a will plan starts at $159. Members receive a 10% discount off the plan at checkout. Click here to learn about what each plan gives you.

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