Oakland University Credit Union

Visa Benefits

Being a member of Oakland University Credit Union comes with its own advantages, but when you have a OU Credit Union Visa Credit Card you're doubling your benefits. Everything from cash back, and low rates, to roadside dispatch your OU Credit Union Visa Credit Card has you covered.

Visa Benefits and Tools include:
• Rates to fit any budget
• $0 fraud liability
• Exclusive Shipt discount
• Early access to tickets for concerts and live shows through Sofar Sounds
• Free credit score
• Auto Rental Collision Damage Protection
• Roadside Dispatch
• Travel Emergency Assistance Services
• Travel Accident Insurance
• ID Navigator Powered by NortonLifeLock
• Add your cards to Apple Pay, Google Pay, Samsung Pay, and Visa Checkout

View all OU Credit Union Visa Credit Card options

CVVKey

MSUFCU CVVkey™ allows you to securely enroll your Visa Credit Card to receive new and unique CVV2 codes to use while shopping online or over the phone.

Card Lock

Allows you to lock and unlock your Visa card from ComputerLine® or the OU Credit Union Mobile app.

Fraud Management

If card activity outside of your normal spending pattern takes place, Visa Fraud Alert Management will call to verify the charges.

Travel Info

Notify OU Credit Union before you travel. This helps us protect you from fraudulent activity and will prevent your card(s) from being blocked in error.

Instant Card Replacement

If your credit card has been lost, stolen or damaged, stop by to have a new card issued to you in just minutes. Plus, we have a variety of card styles to choose from.

Instant Card Replacement

If your credit card has been lost, stolen or damaged, stop by to have a new card issued to you in just minutes. Plus, we have a variety of card styles to choose from.

Terms and Conditions

Apple Pay
Apple, iPhone, and iSight are registered trademarks of Apple Inc. Apple Pay, Apple Watch, and Touch ID are trademarks of Apple Inc.

Samsung Pay
Samsung Pay, Samsung Galaxy (and other device names) are trademarks or registered trademarks of Samsung Electronics Co. Ltd. Google Play is a trademark of Google Inc. Samsung Pay is compatible with Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy Note5 and other select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list of supported devices.

Google Pay
Google Play and the Google Play logo are trademarks of Google LLC.

Visa Tap to Pay
The Visa Tap to Pay icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of Visa Tap to Pay. Visa Tap to Pay® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The Visa Tap to Pay trademark is owned by EMVCo, LLC.

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What is the exclusive Shipt discount?

With your OU Credit Union Visa Platinum, Platinum Plus, and Visa Signature card, you can receive an exclusive discount with Shipt which includes:

Visa Platinum and Platinum Plus
• New Shipt Everyday Members - One-month complimentary membership, followed by 50% off for three months ($25 value)
• Existing Shipt Everyday Members - Additional three-month complimentary membership ($30 value)

Visa Signature
• New Shipt Everyday Members - Three-month complimentary membership, followed by 50% off for nine months ($75 value)
• Existing Shipt Everyday Members - Additional six-month complimentary membership ($60 value)

For more information, please visit shipt.com/visa

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How do I increase my Visa credit limit?

Increases to your Visa credit limit may be requested at any of our branch locations, by phone at 800-766-6828 or 248-364-4708, or by using the Apply For a Loan option located in ComputerLine®. Please note that Visa increase applications are not currently available within the mobile app.

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Can I stop a payment on a Visa card?

If a purchase was made using a Visa Debit or Visa Credit Card, and the charge is valid and was authorized when your card number was given to the merchant, the payment is not considered fraudulent, and is unfortunately not able to be simply removed or stopped without first disputing the charge. We would recommend reaching out to the merchant to inquire about canceling any purchases or authorizations. If they are not able to help we can attempt to dispute the purchase on your behalf. If there are fraudulent purchases on your card, please contact us immediately.

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How do I update my PIN?

You can update your PIN for a debit, ATM, or credit card in the Card Controls section of the share or loan in ComputerLine® or the OU Credit Union Mobile app. Once updated, the new PIN is effective immediately.

ComputerLine®
Card Controls can be found by clicking the (+) icon next to the account your debit, credit or ATM card is associated with.

OU Credit Union Mobile app
Card Controls can be found directly above the recent transaction history after selecting an account or loan. To access your Card Controls, click inside the white space next to the share associated with your debit, credit, or ATM card.

If you have additional questions about performing a PIN Reset or are unable to do so in ComputerLine® or the mobile app, please contact us.

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