Open a Business Account

When you're ready to open your business account, you'll need to do the following:
• Print and complete OU Credit Union's Business Application, please sign where indicated.
• Include any necessary supporting materials: DBA, Partnership agreement, Articles of incorporation, Articles of organization (LLC), or Operating agreement (LLC).

Drop off your application to any OU Credit Union branch location or mail to:
• To any OU Credit Union branch
• Through our Message Center (even if non-member)
• By mail: Business Services Department, P.O. Box 1208, East Lansing, MI 48826-1208

Have questions about which product or service is right for you? Call us at 517-333-2424 ext. 4848 to talk with a team member.

Download Business Application

Complimentary Transactions

Up to 500 complimentary transactions each month, depending on your account.

Bill
Payment

Bill Payment takes the hassle out of paying your monthly bills. Best of all, Bill Payment is FREE!

Overdraft
Protection

OU Credit Union offers simple solutions and options to cover transactions when one account has insufficient funds.

24/7
Account Access

Conveniently manage your account with the OU Credit Union Mobile app, ComputerLine or one of over 30,000 surcharge-free ATMs nationwide.

Business Spartan Saver

Business IMMA

Small Business Checking

Standard Business Checking

Money Market Checking

Activity Business Checking

Business Sweep

MINIMUM BALANCE TO OPEN ACCOUNT

MINIMUM BALANCE TO AVOID A FEE

None

$2,500

$25,000

$10,000

None

MONTHLY MINIMUM BALANCE FEE

None

$15

$25

$20

None

COMPLIMENTARY TRANSACTIONS PER MONTH

100

300

500

None

EXCESS TRANSACTION FEE

$0.25

$0.15

$0.25

DIVIDEND RATE TIER STRUCTURE

Earns Dividends

Non-Dividend Bearing Acct

Earns Dividends

Non-Dividend Bearing Acct

Earns Dividends

ACCT TYPE/OTHER LIMITATIONS

Savings

Transaction

Transaction - No Check Writing/Visa Debit Card

Business Resources

We're here to help your business run more effectively and efficiently. Here are some products and services to help.

Pay Now Positive Pay Merchant Processing

Business Account Terms and Conditions

Business Account Schedule of Service Charges

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet

Business Resources