Oakland University Credit Union

Financial Calculators

Loans

Student Loan Payments

Dealer Rebate vs. Lower Interest Rate

Debt Consolidation

Mortgage

Mortgage Payments

Fixed vs. Variable Mortgage

Additional Mortgage Payments

Refinance Mortgage

Mortgage Amount

Credit Card

Pay Off Credit Card

Card Cost vs. Rewards

Savings

Home Equity Loans

SmartLine℠ Segment Payments

Card Cost vs. Rewards

Is my credit card rewarding or costing me?

Do you know if your credit card rewards are working in your favor? Are interest and other fees outweighing your card's rewards?

MSUFCU has partnered with Nickels to bring you CardCheck, a tool that gives you a clear picture of whether your credit card is helping or hurting you financially. CardCheck uses your purchase and payment history to make sure your rewards are worth the interest you're charged if you don't pay your balance in full every month.

Be sure your credit card is working to your advantage in just a few steps.

1. Select your credit card provider
2. Select what credit card you use
3. Input how much you spend and payoff monthly
4. Input what your APR is
5. Get your estimated report of what your card costs
6. Link your card and get a more detailed report based on your real card use

Try CardCheck Today

These informative and interactive calculators are made available to you as self-help tools for your independent use. We do not guarantee their accuracy or applicability to your circumstances. These tools are not intended to provide investment, legal, tax or accounting advice. All examples are hypothetical and for illustrative purpose only. All calculations are based on user inputs and do not reflect any guarantee of expected savings or tax advantages. All user input is private and secure. We don't collect any of the personal information that you provide or save any of the outputs. All loans are subject to approval and credit terms may vary. You may wish to consult a reliable financial advisor.

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet