OUCU Alert
All branches will be closed Wednesday, December 25, in observance of the federal holiday.
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Routing Number: 272479663
 Swift Code: MSUCUS44
 
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Disclosure Information

Please note, Oakland University Credit Union (OU Credit Union) is a trade name of Michigan State University Federal Credit Union (MSUFCU). All legal documents, including the below disclosures, will have MSUFCU logo/brand marks, as required by regulation.

Disclosures
General Membership Agreements
California Consumer Privacy Act Disclosure
California Consumer Privacy Act Disclosure
Children's Online Privacy Protection Act (COPPA)
Childrens Online Privacy Protection Act
DocuSign Disclosure
DocuSign Disclosure
*Also applies to Business Accounts
Electronic Correspondence Disclosure and Agreement
Electronic Correspondence Disclosure and Agreement
Electronic Funds Transfer and Payment Services Agreement and Disclosure
Electronic Funds Transfer and Payment Services Agreement and Disclosure
Membership and Account Agreement
Membership and Account Agreement
Member Standing, Limitation of Services, and Expulsion Guidelines
Member Standing, Limitation of Services, and Expulsion Guidelines
Multi-Featured Loan Agreement
Multi-Featured Loan Agreement
Privacy Notice
Privacy Notice
Schedule of Service Charges
Schedule of Service Charges
Social Media Guidelines
Social Media Guidelines
USA PATRIOT Act
USA Patriot Act
Checking & Savings
Certificate and IRA/HSA IMMA Disclosure
Certificate and IRA/HSA IMMA Disclosure
eDeposit Services Agreement
eDeposit Services Agreement
*Also applies to Business Accounts
NCUA Insurance Disclosure
NCUA Insurance
Payment Services Disclosure
Payment Services Disclosure
*Also applies to Business Accounts
SMS Terms and Conditions
SMS Terms and Conditions
*Also applies to Business Accounts
Truth in Savings and Funds Availability Disclosure
Truth in Savings and Funds Availability Disclosure
Visa Debit Card Agreement
Visa Debit Card Agreement
Visa
Platinum Visa Credit Card Agreement and Truth-in-Lending Disclosure
Platinum Visa Credit Card Agreement and Truth in Lending Disclosure
Platinum Plus Visa Credit Card Agreement and Truth-in-Lending Disclosure
Platinum Plus Visa Credit Card Agreement and Truth-in-Lending Disclosure
Platinum Plus Visa Cash Back Rewards Disclosure
Platinum Plus Cash Back Rewards Disclosure
Visa Debit Card Agreement
Visa Debit Card Agreement
Visa Gift Card Disclosure
Visa Gift Card Disclosure
Visa Periodic Disclosure
Visa Periodic Disclosure
Visa Signature Disclosure
Visa Signature Disclosure
Visa Signature Truth in Lending
Visa Signature Truth in Lending
Additional Visa Disclosures and Agreements
Auto Rental Collision Damage Waiver
Auto Rental Collision Damage Waiver
Extended Warranty Protection
Extended Warranty Protection
Merchant Surcharge Fees
Merchant Surcharge Fees
MSUFCU Affinity Credit Card Agreement with Michigan State University
MSUFCU Affinity Credit Card Agreement with Michigan State University
RideShare Protection
Ride Share Protection
Roadside Dispatch Disclosure
Roadside Dispatch Disclosure
Travel Accident Insurance
Travel Accident Insurance
Travel and Emergency Assistant Services
Travel and Emergency Assistance Services
Visa Debit Travel Accident Insurance
Visa Debit Travel Accident Insurance
Visa Signature Auto Rental Collision Damage Waiver
Visa Signature Auto Rental Collision Damage Waiver
Visa Signature Travel Accident Insurance
Visa Signature Travel Accident Insurance
Home Loans
Borrowers Bill of Rights
Borrowers Bill of Rights
Consumer Caution and Home Ownership Counseling Notice
Consumer Caution and Home Ownership Counseling Notice
Consumer Handbook on Adjustable-Rate Mortgage
Consumer Handbook on Adjustable-Rate Mortgages
Home Mortgage Disclosure Act Notice
Home Mortgage Disclosure Act Notice
Mortgage Information
Mortgage Information
Nationwide Mortgage Licensing Systems IDs
Nationwide Mortgage Licensing Systems ID's
SmartLine Disclosure
SmartLine Disclosure
What You Should Know About Your Home Equity Line-of-Credit
What You Should Know about Your Home Equity Line-of-Credit
Reconsideration of Value
Reconsideration of Value
Business Accounts
Business Account Schedule of Service Charges
Business Account Schedule of Service Charges
Business Cash Back Visa Credit Card Cash Back Rewards Program Disclosure
Business Cash Back Visa Credit Card
Cash Back Rewards Program Disclosure
Business Cash Back Visa Credit Card Disclosure
Business Cash Back Visa Credit Card Disclosure
Business Visa Credit Card Agreement and Disclosure Statement
Business Visa Credit Card Agreement and Disclosure Statement
Platinum Resource Visa for Business Credit Card Disclosure
Platinum Resource Visa Credit Card for Business Disclosure
Loans
Multi-Featured Loan Agreement
Multi-Featured Loan Agreement
Contact Oakland University Credit Union Contact Oakland University Credit Union Contact Us
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800-766-6828
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    Routing Number: 272479663
    Swift Code: MSUCUS44

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