Oakland University Credit Union

Home Improvement Loan

Build your deck, update your bathroom or renovate your kitchen without breaking your budget. MSUFCU unsecured Home Improvement Loan offers you the low-cost financing you need.

• Rates as low as 10.24% APR
• Pay only what you owe for as long as you borrow

To apply, click the Apply Now button below, in the OU Credit Union Mobile app, by phone or at a branch.

Apply for a Home Improvement Loan

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Reviews

312 Member Reviews

	(302)
	(2)
	(2)
	(1)
	(5)

80% of reviewers recommend this product

Rate this Product

Interest rate

Too high a rate imo.

February 2025

Helpful? 0

Bathroom

Thank-you msufcu for making my loan easy.

November 2024

Helpful? 0

Easy to get a Home Repair Loan

The people are wonderful and they give you all your Options and help you figure out what works for you. No pressure & no hassle and low interest rates. Everyone was respectful, professional, & friendly. They do all the work & makes it super easy.

October 2024

Helpful? 1

Home Help

Money when needed. Appreciated!

September 2024

Helpful? 0

Came in handy when I needed it, stayed out of the way when I didn't

May 2023

Helpful? 2

See All Ratings and Reviews

APR is annual percentage rate, and is subject to change. Your rate will depend on your credit score and the term. The loans subject to credit approval.

Loan Payment Example: The monthly payment per $1,000 borrowed at 10.24% APR for a term of 36 months would require 36 monthly payments of $32.38 based on 30 days to first payment. . Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Schedule of Service Charges

Privacy Notice

DocuSign Disclosure

Consumer Caution and Home Ownership Counseling Notice

Electronic Correspondence Disclosure and Agreement

PayCard Agreement and Disclosure

Mortgage Information

Nationwide Mortgage Licensing Systems IDs

Home Mortgage Disclosure Act Notice

Reconsideration of Value

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

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