Oakland University Credit Union

Introducing MSUFCU's Partnership with Reset!

Waiting for payday is now a thing of the past.

MSUFCU members can now tap into more financial flexibility with the Reset Visa card, which provides free daily access to your earnings before payday. The card also has auto-budgeting features to simplify your spending and help you build savings. Experience the power of a next-gen card that puts you in charge of your money on your terms --no matter your payday!

Supported Income Types: salary, hourly, gig, U.S. military, Social Security, and more!

How does Reset work?
• Apply in minutes with no credit check or security deposit.
• Approved cardholders instantly receive a virtual card and can start spending same-day.
• Verify your income source and get daily access to it before payday via the card. No interest or fees.
• Links to your existing MSUFCU checking account and shows you recurring bills.
• Spending limit updates daily based on your income and bills to make budgeting easier.

Get Started with Reset

Click the Get Started button above and fill out the sign up form.

Set Up Your Account

Set up a username and password and connect your account information.

Complete the Application

If approved, you will be issued a virtual card that can be used immediately.

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Where can I use my Reset card?

The Reset card can be used anywhere in the U.S. that Visa cards are accepted. Once approved for the card, Reset cardholders immediately receive access to a virtual card that can be used for online purchases. The physical Reset card will be mailed to you and can be used for both in-store and online purchases once received.

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Does using Reset impact my credit score?

We do not do a credit check when you apply for the Reset card and we do not currently report your card payments to the credit bureaus.

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Are there any fees or interest charges with Reset?

You should not have to pay fees to access money that you have already earned. That's why the Reset card does not charge interest, monthly, transfer, or late fees.

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Can I use my Reset card for scheduled bills and recurring expenses?

Yes, as long as the merchant accepts Visa cards as a payment method.

View All FAQs

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

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