Oakland University Credit Union

Introducing MSUFCU's Partnership with Reset!

Waiting for a payday is now a thing of the past.

MSUFCU members can now sign up for the Reset Visa card, which empowers you with daily access to your earnings. No credit check or security deposit required. With Reset, you can experience the power of an everyday spending card that has your back for life's emergencies. It's your money, today!

How does Reset work?

• Access your income as you earn it, without interest, monthly, transfer, or late fees.
• Card spending limit is personalized to your income and expenses and updates daily to make budgeting easier.
• Designed to work with your existing MSUFCU checking account.
• Supports salary, hourly, gig, and government benefit income.

Get Started

Click the Get Started button above and fill out the sign up form.

Set Up Your Account

Set up a username and password and connect your account information.

Complete the Application

If approved, you will be issued a virtual card that can be used immediately.

+ —

Where can I use my Reset card?

The Reset card can be used anywhere in the U.S. that Visa cards are accepted. Once approved for the card, Reset cardholders immediately receive access to a virtual card that can be used for online purchases. The physical Reset card will be mailed to you and can be used for both in-store and online purchases once received.

+ —

Does using Reset impact my credit score?

We do not do a credit check when you apply for the Reset card and we do not currently report your card payments to the credit bureaus.

+ —

Are there any fees or interest charges with Reset?

You should not have to pay fees to access money that you have already earned. That's why the Reset card does not charge interest, monthly, transfer, or late fees.

+ —

Can I use my Reset card for scheduled bills and recurring expenses?

Yes, as long as the merchant accepts Visa cards as a payment method.

View All FAQs

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Equal Housing Opportunity

Federally Insured by NCUA

Oakland University Credit Union accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.

Your Wallet