Offers and Promotions

Official OU Credit Union 1-Year Add-On Certificate Sweepstakes Rules

Please read these Rules carefully. Within these rules, the words "we," "us," and "our" refer to Oakland University Credit Union (Credit Union). The words "you" and "your" refer to any eligible participant in the promotion. By participating in the Certificate Sweepstakes promotion, you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.

PROMOTION PERIOD

The Certificate Sweepstakes begins at 12:00 a.m. ET 11/1/24 and ends at 11:59 p.m. ET 1/31/25.

ELIGIBILITY

This promotion is open to members of the Credit Union. No purchase or transaction is necessary, nor will a purchase improve an individual's chance of winning, and there is a limit of one entry per individual. Employees, Board Members, and Supervisory Committee Members of the Credit Union and affiliated CUSOs, as well as promotion sponsors, are not eligible. Not eligible for Business or Youth accounts.

WINNER SELECTION/ODDS

Winner(s) will be drawn within 10 business days of 1/31/25 by the Credit Union, whose decision is final. Chances of winning are based on the number of entries received. For example, if 1,000 entries are submitted and there is only one prize, then the chance of winning is 1 in 1,000. Winner(s) will be notified by email or phone and has 5 business days to respond. Failure to respond within 5 business days will result in the selection of a new winner. Winner must sign a release and consent form. If the Credit Union does not receive the completed release and consent form within 10 calendar days of the date the winner was first called or emailed about their prize, a new winner will be selected. A winners list will be made available at Oakland University Credit Union or supplied for any request submitted within 6 months of the end of the promotion. Please see our contact information below.

HOW TO ENTER

To enter, open a 1-Year Add-On Certificate with a minimum of $500.00. Only one entry per participant will be accepted. Alternatively, you may send a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number, and email address to: OU Credit Union ATTN: Marketing Certificate Sweepstakes, 3777 West Rd., East Lansing, MI 48826-9946.

We are not responsible or liable for:

Lost, late, illegible, mutilated, or misdirected entries,

Entries not received in time for the selection of the winner,

Technical hardware or software needed to enter,

Lost or unavailable network connections that impair or prevent entry, or

Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this promotion.

PRIZES AND ACTUAL RETAIL VALUES

The prize is OU Credit Union matching your initial Certificate deposit, which is valued at up to $3,000. Prizes may not be substituted or transferred except at our discretion. We are not responsible for the winner's receipt or use of the prize and have neither made nor is in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by us.

GENERAL RELEASE FORM

Each winner must sign a release form agreeing:

To all terms and conditions related to this promotion.

To allow us, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are our exclusive property.

That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.

GENERAL CONDITIONS

We reserve the right to modify, suspend, and terminate this promotion for any reason, including but not limited to viruses, bugs, nonauthorized human intervention, or other causes beyond our control of, that corrupts or impairs the administration, security, fairness, or intended procedures of the promotion. In case of suspension or termination, a notice will be posted, and, at our discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. We reserve the right to disqualify any entrant if it suspects that his/her actions affect the integrity of the promotion or if the entrant fails to remain in good standing with us.

We maintain the right to change or modify these rules at any time without notice. We are not responsible for any typographical or other error in the printing of the offer, administration of the promotion, or in the announcement of any and all prizes.

Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant's agreement to the 6-month limitation period.

This promotion is not sponsored by or associated with any other organization, including any social media platform where the sweepstakes is promoted, and you release such other organizations from liability arising out of or relating to this promotion.

CONTACT INFORMATION

If you have any questions, please contact us at:
OU Credit Union, ATTN: Marketing Certificate Sweepstakes, 3777 West Rd., East Lansing, MI 48826-9946.