Oakland University Credit Union

Don't Provide Your Information to Others

Unless you've initiated the communication, never provide your personal or financial information over the phone, text, via email or online. Scammers are getting sophisticated and may pose as legitimate businesses or organizations on the phone or online trying to get you to provide your card or account number, or other sensitive information.

Be wary of providing your information to others if you did not initiate contact.

Don't Provide Your Information to Others

Unless you've initiated the communication, never provide your personal or financial information over the phone, text, via email or online. Scammers are getting sophisticated and may pose as legitimate businesses or organizations on the phone or online trying to get you to provide your card or account number, or other sensitive information.

Be wary of providing your information to others if you did not initiate contact.

Trust Your Gut

Never underestimate your intuition or gut feeling. If a situation feels off, don't be afraid to ask more questions, or stop a transaction/phone call and walk away. You can always initiate a call to the business or organization to confirm or complete a transaction.

If you've already provided your information to someone in a potential fraud situation, be sure to contact the Credit Union so we can take the appropriate measures to protect your account.

Trust Your Gut

Never underestimate your intuition or gut feeling. If a situation feels off, don't be afraid to ask more questions, or stop a transaction/phone call and walk away. You can always initiate a call to the business or organization to confirm or complete a transaction.

If you've already provided your information to someone in a potential fraud situation, be sure to contact the Credit Union so we can take the appropriate measures to protect your account.

Create a strong username and password

The best way to secure your personal information is by creating unique usernames and passwords for each website and mobile app for which you sign in. Avoid using generic language, or common phrases or names when creating your username. Strong passwords should include the use of capital letters, numbers and symbols. It's best if passwords do not include personal information or dates, and are created randomly.

Create a strong username and password

The best way to secure your personal information is by creating unique usernames and passwords for each website and mobile app for which you sign in. Avoid using generic language, or common phrases or names when creating your username. Strong passwords should include the use of capital letters, numbers and symbols. It's best if passwords do not include personal information or dates, and are created randomly.

Utilize OU Credit Union Security Options

Take advantage of OU Credit Union's services that are available to help you keep your account secure.

• Enroll in eAlerts to receive account alerts to your phone or e-mail.
• Sign up for eStatements to avoid statements being lost in the mail.

For more information, watch this tutorial for step-by-step instructions.

Utilize OU Credit Union Security Options

Take advantage of OU Credit Union's services that are available to help you keep your account secure.

• Enroll in eAlerts to receive account alerts to your phone or e-mail.
• Sign up for eStatements to avoid statements being lost in the mail.

For more information, watch this tutorial for step-by-step instructions.

Sign for Your Purchases

When making a purchase, you may be asked "Debit or Credit."

By choosing "Debit" you're opting to use your personal identification number (PIN). Your transaction will be deducted from your checking account immediately.

When choosing "Credit," you'll verify your identity with your signature. By doing this, a preauthorization may be placed for the amount of your transaction on your account and your transaction will run through the Visa network.

Sign for Your Purchases

When making a purchase, you may be asked "Debit or Credit."

By choosing "Debit" you're opting to use your personal identification number (PIN). Your transaction will be deducted from your checking account immediately.

When choosing "Credit," you'll verify your identity with your signature. By doing this, a preauthorization may be placed for the amount of your transaction on your account and your transaction will run through the Visa network.

Prevent Fraud Before it Happens

Download MSUFCU CVVkey™ and enroll your Visa Card with the app to receive new and unique CVV2 codes to use while shopping online or over the phone. MSUFCU CVVkey™ was developed in partnership with Keyno Inc., a leader in credit card fraud prevention to bring our members additional Visa Card security options.

Learn more about MSUFCU CVVkey™ here.

Prevent Fraud Before it Happens

Download MSUFCU CVVkey™ and enroll your Visa Card with the app to receive new and unique CVV2 codes to use while shopping online or over the phone. MSUFCU CVVkey™ was developed in partnership with Keyno Inc., a leader in credit card fraud prevention to bring our members additional Visa Card security options.

Learn more about MSUFCU CVVkey™ here.

Your Wallet

Security Center