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Routing Number: 272479663
Swift Code: MSUCUS44
 
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Visa Signature
as low as
14.90%
 
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Visa Signature
What we offer
• 3% on groceries, 2% on gas, travel, and universities, 1% on all other purchases
• $100 Welcome Offer
• $25 Bonus Offer
• Low rate
• $99 annual fee, waived the first year
• $0 fraud liability
• Tap to Pay
• A variety of card styles to choose from (card style availability may vary by branch location)
Visa Signature Luxury Hotel Collection
Discounts at over 90 golf courses worldwide
Exclusive access to fine wine and food events
Ride Share Protection
Roadside Dispatch
Travel Emergency Assistance Services
Travel Accident Insurance
Free credit score
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No International
Transaction Fees
No matter where you're traveling, there are no international transaction fees when you use your OU Credit Union Visa Signature Credit Card.

$100 Welcome Offer
Receive $100 when you spend $5,000 on eligible purchases within three months of card approval.

$25 Bonus Offer
Receive $25 for each $5,000 spent on eligible purchases within the year up to a maximum of $100.

Visa Signature Disclosures
Get FileExtended Warranty Protection Get FileSilvercar Disclosure
Get FileRideShare Protection Get FileVisa Signature Auto Rental Collision Damage Waiver
Get FileRoadside Dispatch Disclosure
Get FileOUCU Visa Signature Credit Card Disclosure (Schumer) Get FileVisa Signature Travel Accident Insurance
Get FileVisa Signature Truth in Lending Get FileTravel and Emergency Assistant Services
Get FileVisa Signature Disclosure Get FileElectronic Funds Transfer and Payment Services Agreement and Disclosure Get FileElectronic Correspondence Disclosure and Agreement Get FileSchedule of Service Charges
Get FilePrivacy Notice Get FileMulti-Featured Loan Agreement
Get FileDocuSign Disclosure Get FileUSA PATRIOT Act
Get FileVisa Gift Card Disclosure Get FileReloadable Visa Debit Card Disclosure Get FileMerchant Surcharge Fees Get FileVisa Periodic Disclosure Get FileMSUFCU Affinity Credit Card Agreement with Michigan State University

$100 Welcome Bonus Offer
You will receive $100 once you spend $5,000 on net purchases within the first 90 days after OU Credit Union Visa Signature Card approval. Purchases must post to your account within the first 90 days. Once you qualify for this bonus, we will apply it to your Visa Signature card cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first three months will be excluded. Account must be in good standing to receive $100. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $100 bonus being credited to your card, the bonus will be considered to have been forfeited. This one-time $100 offer is valid for new, first-time OU Credit Union Visa Signature cardholders only. This offer may be canceled at any time without notice.

$25 Bonus for $5,000 Spend
You will receive $25 for every $5,000 spent on net purchases, up to $100 per year. The period to qualify for the bonus of up to $100 is one year, beginning on the date you opened your Visa Signature Card. Purchases must post to your account to qualify for bonus. Returns or other reversals of purchases will be excluded. Once you make $5,000 in purchases, the $25 bonus will be applied to your Visa Signature cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to receive $25. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the bonus being credited to your card, the bonus will be considered to have been forfeited. This offer is valid for OU Credit Union Visa Signature cardholders only. This offer may be canceled at any time without notice. Visit OU Credit Union.org/visasignature for full terms and conditions.

APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.

Reviews
4.90 stars out of 5
778 Member Reviews
5 stars out of 5
(745)
4 stars out of 5
(13)
3 stars out of 5
(7)
2 stars out of 5
(2)
1 stars out of 5
(11)
Rate this Product
3 stars out of 5
It's great other than the annual fee
Not recommended
1 stars out of 5
High random finance charges & haven't received a new card in over a year, despite making payments. Therefore, haven't made any transactions for a very long time but still with these finance charges.
Fantastic Card
5 stars out of 5
This is a great credit card to get for young professionals balancing life expenses and work expenses. Solid rates, wonderful limit, and MSUFCU support is always super helpful. Highly recommend!
Visa Signature
5 stars out of 5
I love the cash back rewards that receive back with the use of the Signature card.
LOVE this card!
5 stars out of 5
Been a member for MANY MANY years and I don't know what took me so long to switch! Love all the benefits and cash back we receive just by using this Visa card! And the convenience of having everything on the same app is just the most perfect and organized thing! 5 STARS